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Interest
Rates |
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Below are the current interest rates for the
respective loan types assuming a 30-day lock period and 0%
origination or discount points.
Mortgage interest rates change on a daily basis and are
determined by a variety of factors including, but not
limited to, the loan product, borrower's credit history,
loan amount, loan-to-value ratio of the property, and
borrower's income (loan type / property type). Every loan is
as unique as it's borrower therefore the below interest
rates may or may not fit your particular circumstance.
For more information about how our current rates apply to
your circumstances please
contact me and I would be happy to
determine what rates apply. Additionally, the interest
rates below do not include an APR which is different than
the note rate. To calculate an APR for your situation
click here. Lastly, the pricing
listed below reflects our interest rates as of the date at
the top of the page. Interest rates are very volatile and
can change several times each day, so it's best to call or
contact me to confirm our current
rates. |
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Loan Type |
30-YR |
20-YR |
15-YR |
10-YR |
3/1
ARM |
5/1
ARM |
7/1
ARM |
3/1
"IO" ARM |
5/1
"IO" ARM |
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Conforming |
6.75% |
6.75% |
6.50% |
6.375% |
6.375% |
6.50% |
6.625% |
6.50% |
6.75% |
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Jumbo |
6.875% |
N/A |
6.625% |
N/A |
6.50% |
6.625% |
N/A |
6.625% |
6.625% |
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Government |
6.875% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
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Flex 100 |
7.125% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
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Flex 75/25 |
6.75% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
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All rates, fees and programs subject to
change without notice. |
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Averages: |
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Back to top. |
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BancGROUPTM Mortgage
Corporation is an Equal Housing Lender and Colorado, Illinois, Indiana,
Wisconsin and Florida Residential Mortgage Licensee.