Bancgroup Mortgage Logo   David A. Pellegrino, Mortgage Consultant for Bancgroup Mortgage Corporation
Today's Mortgage Rates:
  4.25% 30-Year Fixed Rate Conforming Mortgage 4.396% APR
  4.25% 30-Year Fixed Rate FHA Mortgage 4.922% APR
  3.75% 15-Year Fixed Rate Conforming Mortgage 4.001% APR
Indices: LIBOR -- 0.99%  Treasuries -- 0.27%  Prime Rate -- 3.25%
Updated on Tuesday, August 31, 2010 12:58:20 PM -- Assumptions

Request Information on a Refinance Money Mortgage
This request is not a loan application. This is simply a request for me to contact you. Once, you've been contacted I will complete the loan application and help decide the loan product that best fits your needs.
My commitment to you is to help you make informed choices about your financing options when refinancing a home. You can help me do that by completing this brief questionnaire prior to our application appointment. There are many different ways to finance a home, but to find the best option for you we must take into consideration your long and short term financial and investment goals as well as your payment and equity objectives. During our appointment, I will work with you to outline your goals and then recommend several different strategies that will enable you to achieve your goals.
Basic info:
First name*
Middle Initial
Last name*
Street*
City*
State*
ZIP*
Home phone*
Work phone*
Email*
*Required Field
Questionnaire:
1.) Have you ever owned a home before?
If so what type of mortgage did you have?
2.) Do you prepare your own income taxes?
If not, are you familiar with how the tax advantages of a mortgage work?
3.) How long do you plan on living in this house?
4.) Realistically, how much do you expect your annual household income to increase or decrease in the next two to five years?
5.) Do you foresee incurring other financial obligations within the next five years such as...
A new Car? Yes No Change in work time? (Switch to part time) Yes No
A new Baby? Yes No College expenses? Yes No
6.) Which of the following personal goals are most important to you? Please rank in order of importance with 1 being the most and 7 the least important.
a. Building your net worth
b. Moving to a larger home
c. Having your mortgage paid off when you retire
d. Achieving financial freedom
e. Saving money to send kids to college
f. Investing in the stock market
g. Other
7.) What is most important about this mortgage to you? Please rank in order of importance with 1 being the most and 8 the least important.
a. Lowest payment
b. Lowest closing costs
c. Improve credit
d. Eliminating other debt
e. Maximize tax benefits
f. Paying off the loan ASAP
g. Lowest down-payment
h. Other
8.) What mortgage payment do you feel comfortable with?

a. My current monthly mortgage payment is?
b. My current monthly rent payment is?
c. Do you currently have a household budget?
9.) How would you best describe your financial philosophy?
Do you work with a financial planner? Yes No How do you rate him/her?
Do you work with a stockbroker? Yes No How do you rate him/her?
Do you have a life insurance agent? Yes No How do you rate him/her?
10.) Do you have a tax deferred retirement plan at work? Yes No
Do you participate in that plan? Yes No
If yes, do you maximize your contribution? Yes No
11.) Have put a will into place or established a living trust to protect your family's assets in the event something should happen to you? Yes No
If so how would you rate your attorney?
12.) What is the most important thing to you about working with a lender?
Thank you for taking the time to answer these questions. I look forward to meeting with you and helping you choose the best mortgage financing options for your own personal situation.

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BancGROUPTM Mortgage Corporation is an Equal Housing Lender and Colorado, Illinois, Indiana, Wisconsin and Florida Residential Mortgage Licensee.

David A. Pellegrino -- Colorado Mortgage Loan Originator # 100017881 / National Mortgage Licensing System # 190983

1745 Shea Center Drive, Suite 130 Highlands Ranch, CO 80129-1537 -- Office: 303.542.1103 Fax: 303.542.1200

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